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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,204 | $100,805-80.0% | $86,698-76.7% | $134,532-85.0% |
| Participation rate | 92.9% | 79.0%+13.9pp | 76.6%+16.3pp | 81.2%+11.6pp |
| Annual return | -36.59% | 29.09%-65.7pp | 35.95%-72.5pp | 418.27%-454.9pp |
| Employer contribution / active EE | $4,415 | $3,490+26.5% | $2,837+55.6% | $4,741-6.9% |
| Participant deferral / active EE | $13,342 | $5,339+149.9% | $4,656+186.5% | $6,401+108.4% |
| Admin fee / account holder | $450 | $10,925-95.9% | $7,493-94.0% | $11,429-96.1% |