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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $626,006 | $88,778+605.1% | $81,844+664.9% | $145,884+329.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 18.50% | 1033.03%-1014.5pp | 778.87%-760.4pp | 551.85%-533.3pp |
| Employer contribution / active EE | $6,286 | $3,087+103.6% | $2,916+115.5% | $4,662+34.8% |
| Participant deferral / active EE | $16,124 | $4,648+246.9% | $4,323+272.9% | $6,690+141.0% |
| Admin fee / account holder | $6,258 | $8,430-25.8% | $7,355-14.9% | $13,392-53.3% |