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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $420,165 | $92,766+352.9% | $82,763+407.7% | $134,545+212.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -17.59% | 946.97%-964.6pp | 702.45%-720.0pp | 418.37%-436.0pp |
| Employer contribution / active EE | $5,676 | $3,273+73.4% | $3,008+88.7% | $4,742+19.7% |
| Participant deferral / active EE | $15,302 | $4,802+218.7% | $4,395+248.2% | $6,401+139.1% |
| Admin fee / account holder | $1,215 | $5,978-79.7% | $5,325-77.2% | $11,431-89.4% |