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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,597 | $73,839-38.2% | $143,788-68.3% | $68,495-33.4% |
| Participation rate | 87.5% | 66.7%+20.8pp | 80.3%+7.2pp | 67.9%+19.6pp |
| Annual return | -20.99% | 1.01%-22.0pp | -0.03%-21.0pp | -7.84%-13.1pp |
| Employer contribution / active EE | $4,393 | $3,184+38.0% | $4,952-11.3% | $2,596+69.2% |
| Participant deferral / active EE | $4,087 | $3,384+20.8% | $5,638-27.5% | $4,028+1.5% |
| Admin fee / account holder | $880 | $5,755-84.7% | $14,675-94.0% | $5,403-83.7% |