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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,595 | $150,442+61.3% | $136,295+78.0% | $147,585+64.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 0.00% | 1049.09%-1049.1pp | 5155.97%-5156.0pp | 578.56%-578.6pp |
| Employer contribution / active EE | $10,387 | $5,256+97.6% | $4,695+121.2% | $4,876+113.0% |
| Participant deferral / active EE | $12,233 | $6,630+84.5% | $6,247+95.8% | $5,439+124.9% |
| Admin fee / account holder | $2,073 | $10,905-81.0% | $9,243-77.6% | $10,885-81.0% |