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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,373 | $175,257-61.6% | $149,717-55.0% | $139,456-51.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.83% | 166.70%-152.9pp | 134.41%-120.6pp | 373.45%-359.6pp |
| Employer contribution / active EE | $22,791 | $5,477+316.2% | $4,820+372.9% | $4,753+379.5% |
| Participant deferral / active EE | $11,438 | $6,521+75.4% | $5,682+101.3% | $6,711+70.4% |
| Admin fee / account holder | $595 | $16,156-96.3% | $13,213-95.5% | $11,407-94.8% |