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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,282 | $165,361-67.2% | $149,715-63.7% | $158,950-65.8% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 22.56% | 348.24%-325.7pp | 276.66%-254.1pp | 302.91%-280.4pp |
| Employer contribution / active EE | $3,724 | $5,103-27.0% | $4,645-19.8% | $4,762-21.8% |
| Participant deferral / active EE | $6,936 | $7,182-3.4% | $6,842+1.4% | $5,983+15.9% |
| Admin fee / account holder | $1,392 | $10,808-87.1% | $9,310-85.1% | $11,248-87.6% |