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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,891 | $175,259+92.8% | $149,723+125.7% | $139,487+142.2% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 12.15% | 166.82%-154.7pp | 134.50%-122.4pp | 373.84%-361.7pp |
| Employer contribution / active EE | $16,883 | $5,478+208.2% | $4,821+250.2% | $4,755+255.1% |
| Participant deferral / active EE | $17,492 | $6,522+168.2% | $5,682+207.8% | $6,713+160.6% |
| Admin fee / account holder | $43,543 | $16,158+169.5% | $13,215+229.5% | $11,407+281.7% |