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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,166 | $167,353+77.6% | $143,797+106.7% | $134,545+120.9% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -16.84% | 0.48%-17.3pp | -0.04%-16.8pp | 418.37%-435.2pp |
| Employer contribution / active EE | $20,750 | $5,620+269.2% | $4,952+319.0% | $4,742+337.6% |
| Participant deferral / active EE | $15,375 | $6,447+138.5% | $5,638+172.7% | $6,401+140.2% |
| Admin fee / account holder | $2,066 | $18,096-88.6% | $14,679-85.9% | $11,431-81.9% |