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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,734 | $70,486-60.7% | $100,528-72.4% | $79,852-65.3% |
| Participation rate | 83.3% | 73.6%+9.7pp | 79.4%+3.9pp | 69.6%+13.7pp |
| Annual return | 26.44% | 21.90%+4.5pp | 30.90%-4.5pp | 31.72%-5.3pp |
| Employer contribution / active EE | $4 | $2,165-99.8% | $3,419-99.9% | $2,471-99.8% |
| Participant deferral / active EE | $12,517 | $5,182+141.6% | $6,271+99.6% | $3,740+234.6% |
| Admin fee / account holder | $1,112 | $4,480-75.2% | $8,084-86.2% | $5,306-79.0% |