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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,510 | $75,058+43.2% | $152,301-29.4% | $64,340+67.1% |
| Participation rate | 80.2% | 60.9%+19.3pp | 82.4%-2.3pp | 55.2%+25.0pp |
| Annual return | 20.75% | 29.93%-9.2pp | 80.50%-59.7pp | 24.14%-3.4pp |
| Employer contribution / active EE | $11,989 | $2,605+360.3% | $4,624+159.3% | $1,862+544.0% |
| Participant deferral / active EE | $12,454 | $5,041+147.1% | $8,004+55.6% | $2,980+317.9% |
| Admin fee / account holder | $6,851 | $4,050+69.1% | $14,398-52.4% | $3,703+85.0% |