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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,498 | $98,776-45.8% | $149,745-64.3% | $79,856-33.0% |
| Participation rate | 87.0% | 75.8%+11.2pp | 82.5%+4.5pp | 69.6%+17.3pp |
| Annual return | 27.63% | 27.38%+0.3pp | 276.72%-249.1pp | 31.71%-4.1pp |
| Employer contribution / active EE | $838 | $3,217-73.9% | $4,646-82.0% | $2,471-66.1% |
| Participant deferral / active EE | $10,854 | $5,681+91.0% | $6,843+58.6% | $3,741+190.2% |
| Admin fee / account holder | $787 | $6,053-87.0% | $9,312-91.5% | $5,306-85.2% |