Filed December 30, 2016
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $132,040 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,810 | $45,000+130.7% | $143,801-27.8% | $77,906+33.3% |
| Participation rate | 62.0% | 66.8%-4.8pp | 80.3%-18.3pp | 73.7%-11.6pp |
| Annual return | -17.72% | 29.03%-46.7pp | -0.04%-17.7pp | 12.16%-29.9pp |
| Employer contribution / active EE | $2,207 | $1,870+18.1% | $4,952-55.4% | $2,846-22.5% |
| Participant deferral / active EE | $5,629 | $3,157+78.3% | $5,639-0.2% | $4,805+17.2% |
| Admin fee / account holder | $81 | $98-17.2% | $14,680-99.4% | $133-38.6% |