Filed December 30, 2016
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$5,435 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,613 | $67,512+83.1% | $185,854-33.5% | $93,010+32.9% |
| Participation rate | 64.8% | 67.1%-2.3pp | 81.7%-16.9pp | 73.9%-9.1pp |
| Annual return | 13.47% | 21.04%-7.6pp | 122.12%-108.6pp | 158.70%-145.2pp |
| Employer contribution / active EE | $1,981 | $1,783+11.1% | $5,169-61.7% | $2,705-26.8% |
| Participant deferral / active EE | $5,290 | $3,035+74.3% | $5,569-5.0% | $4,561+16.0% |
| Admin fee / account holder | -$5 | $318-101.5% | $16,246-100.0% | $152-103.1% |