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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,599 | $102,663-79.9% | $86,216-76.1% | $139,466-85.2% |
| Participation rate | 88.9% | 74.5%+14.4pp | 69.0%+19.9pp | 80.3%+8.6pp |
| Annual return | 21.37% | 1924.52%-1903.1pp | 1169.42%-1148.0pp | 373.66%-352.3pp |
| Employer contribution / active EE | $1,511 | $3,035-50.2% | $2,382-36.6% | $4,754-68.2% |
| Participant deferral / active EE | $2,829 | $4,677-39.5% | $3,986-29.0% | $6,712-57.9% |
| Admin fee / account holder | $444 | $8,663-94.9% | $6,853-93.5% | $11,409-96.1% |