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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,516 | $94,529-78.3% | $140,019-85.3% | $64,173-68.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 87.5%+12.5pp | 69.6%+30.4pp |
| Annual return | -0.41% | 7.77%-8.2pp | 651.15%-651.6pp | 7.63%-8.0pp |
| Employer contribution / active EE | $2,308 | $3,812-39.5% | $5,605-58.8% | $2,381-3.1% |
| Participant deferral / active EE | $4,151 | $5,250-20.9% | $6,927-40.1% | $3,470+19.6% |
| Admin fee / account holder | $976 | $6,741-85.5% | $10,705-90.9% | $4,887-80.0% |