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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,267 | $100,041-77.7% | $149,718-85.1% | $70,131-68.3% |
| Participation rate | 97.5% | 83.6%+13.9pp | 87.1%+10.4pp | 69.5%+28.0pp |
| Annual return | 174.31% | 27.43%+146.9pp | 1501.70%-1327.4pp | 73.14%+101.2pp |
| Employer contribution / active EE | $2,050 | $3,662-44.0% | $5,444-62.4% | $2,342-12.5% |
| Participant deferral / active EE | $3,351 | $4,983-32.8% | $6,568-49.0% | $3,332+0.6% |
| Admin fee / account holder | $332 | $8,286-96.0% | $11,283-97.1% | $4,645-92.9% |