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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,529 | $202,440-92.3% | $169,390-90.8% | $139,466-88.9% |
| Participation rate | 50.0% | 81.1%-31.1pp | 77.2%-27.2pp | 80.3%-30.3pp |
| Annual return | 17.94% | 532.36%-514.4pp | 406.07%-388.1pp | 373.66%-355.7pp |
| Employer contribution / active EE | $1,519 | $4,693-67.6% | $4,013-62.2% | $4,754-68.1% |
| Participant deferral / active EE | $2,611 | $6,940-62.4% | $6,222-58.0% | $6,712-61.1% |
| Admin fee / account holder | $871 | $10,722-91.9% | $9,015-90.3% | $11,409-92.4% |