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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,725 | $148,582-93.5% | $135,942-92.8% | $139,456-93.0% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 19.93% | 79.26%-59.3pp | 68.28%-48.3pp | 373.45%-353.5pp |
| Employer contribution / active EE | $2,959 | $5,245-43.6% | $4,858-39.1% | $4,753-37.7% |
| Participant deferral / active EE | $4,455 | $8,101-45.0% | $7,759-42.6% | $6,711-33.6% |
| Admin fee / account holder | $3,148 | $12,402-74.6% | $10,764-70.8% | $11,407-72.4% |