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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,832 | $183,592-97.9% | $155,574-97.5% | $145,877-97.4% |
| Participation rate | 92.9% | 82.7%+10.2pp | 78.2%+14.6pp | 80.3%+12.6pp |
| Annual return | 16.76% | 61.37%-44.6pp | 64.87%-48.1pp | 551.28%-534.5pp |
| Employer contribution / active EE | $2,094 | $5,317-60.6% | $4,676-55.2% | $4,663-55.1% |
| Participant deferral / active EE | $2,612 | $6,466-59.6% | $5,629-53.6% | $6,691-61.0% |
| Admin fee / account holder | $448 | $19,316-97.7% | $15,914-97.2% | $13,402-96.7% |