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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,489 | $70,366-66.6% | $66,674-64.8% | $138,895-83.1% |
| Participation rate | 57.1% | 76.2%-19.0pp | 73.7%-16.5pp | 79.9%-22.8pp |
| Annual return | 19.64% | 386.41%-366.8pp | 321.24%-301.6pp | 145.39%-125.8pp |
| Employer contribution / active EE | $1,597 | $2,765-42.2% | $2,620-39.1% | $4,194-61.9% |
| Participant deferral / active EE | $3,266 | $4,374-25.3% | $4,084-20.0% | $6,396-48.9% |
| Admin fee / account holder | $137 | $5,262-97.4% | $5,098-97.3% | $12,562-98.9% |