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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,947 | $39,028-18.1% | $80,741-60.4% | $85,856-62.8% |
| Participation rate | 48.1% | 41.6%+6.6pp | 54.2%-6.0pp | 69.3%-21.2pp |
| Annual return | 24.63% | 26.31%-1.7pp | 87.30%-62.7pp | 318.58%-294.0pp |
| Employer contribution / active EE | $817 | $722+13.1% | $1,160-29.6% | $2,565-68.2% |
| Participant deferral / active EE | $2,819 | $1,326+112.6% | $2,145+31.4% | $3,952-28.7% |
| Admin fee / account holder | $841 | $2,429-65.4% | $3,380-75.1% | $6,261-86.6% |