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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,621 | $110,337-62.3% | $102,383-59.3% | $145,877-71.5% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 16.96% | 24.83%-7.9pp | 24.94%-8.0pp | 551.28%-534.3pp |
| Employer contribution / active EE | $3,166 | $4,216-24.9% | $3,870-18.2% | $4,663-32.1% |
| Participant deferral / active EE | $7,238 | $5,621+28.8% | $5,060+43.0% | $6,691+8.2% |
| Admin fee / account holder | $7,074 | $9,750-27.4% | $8,391-15.7% | $13,402-47.2% |