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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,794 | $106,247-85.1% | $96,515-83.6% | $139,466-88.7% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 17.79% | 38.47%-20.7pp | 35.73%-17.9pp | 373.66%-355.9pp |
| Employer contribution / active EE | $2,561 | $4,106-37.6% | $3,740-31.5% | $4,754-46.1% |
| Participant deferral / active EE | $3,799 | $5,456-30.4% | $4,880-22.2% | $6,712-43.4% |
| Admin fee / account holder | $14,921 | $7,885+89.2% | $6,735+121.5% | $11,409+30.8% |