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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,638 | $197,603-71.3% | $177,827-68.1% | $158,950-64.4% |
| Participation rate | 90.9% | 88.5%+2.4pp | 87.7%+3.2pp | 82.0%+8.9pp |
| Annual return | 92.45% | 58.76%+33.7pp | 48.32%+44.1pp | 302.91%-210.5pp |
| Employer contribution / active EE | $9,297 | $6,698+38.8% | $5,918+57.1% | $4,762+95.2% |
| Participant deferral / active EE | $11,977 | $8,404+42.5% | $7,713+55.3% | $5,983+100.2% |
| Admin fee / account holder | $6,590 | $15,402-57.2% | $12,429-47.0% | $11,248-41.4% |