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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,929 | $196,972-89.9% | $182,262-89.1% | $198,609-90.0% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 20.18% | 158.27%-138.1pp | 140.60%-120.4pp | 202.70%-182.5pp |
| Employer contribution / active EE | $2,466 | $5,364-54.0% | $5,046-51.1% | $5,055-51.2% |
| Participant deferral / active EE | $4,379 | $8,643-49.3% | $8,276-47.1% | $6,977-37.2% |
| Admin fee / account holder | $1,696 | $18,429-90.8% | $16,712-89.9% | $19,030-91.1% |