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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,458 | $39,036-75.8% | $80,784-88.3% | $85,851-89.0% |
| Participation rate | 100.0% | 41.6%+58.4pp | 54.2%+45.8pp | 69.3%+30.7pp |
| Annual return | 21.51% | 26.31%-4.8pp | 87.31%-65.8pp | 318.63%-297.1pp |
| Employer contribution / active EE | $1,156 | $722+60.1% | $1,160-0.3% | $2,565-54.9% |
| Participant deferral / active EE | $1,779 | $1,326+34.1% | $2,145-17.1% | $3,952-55.0% |
| Admin fee / account holder | $842 | $2,429-65.4% | $3,380-75.1% | $6,261-86.6% |