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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,506 | $37,446-74.6% | $77,552-87.7% | $79,856-88.1% |
| Participation rate | 62.7% | 41.5%+21.2pp | 54.2%+8.6pp | 69.6%-6.9pp |
| Annual return | 16.91% | 39.76%-22.9pp | 54.82%-37.9pp | 31.71%-14.8pp |
| Employer contribution / active EE | $488 | $637-23.3% | $987-50.5% | $2,471-80.2% |
| Participant deferral / active EE | $1,388 | $1,261+10.1% | $1,861-25.4% | $3,741-62.9% |
| Admin fee / account holder | $188 | $2,506-92.5% | $2,859-93.4% | $5,306-96.5% |