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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,633 | $108,226-66.2% | $77,513-52.7% | $158,950-77.0% |
| Participation rate | 45.5% | 64.4%-19.0pp | 54.2%-8.7pp | 82.0%-36.5pp |
| Annual return | 63.90% | 31.67%+32.2pp | 54.81%+9.1pp | 302.91%-239.0pp |
| Employer contribution / active EE | $462 | $1,325-65.1% | $987-53.2% | $4,762-90.3% |
| Participant deferral / active EE | $587 | $2,456-76.1% | $1,861-68.4% | $5,983-90.2% |
| Admin fee / account holder | $682 | $3,710-81.6% | $2,859-76.1% | $11,248-93.9% |