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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $22,453 |
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 150 N. COLLEGE ST. · CHARLOTTE, NC 28202 | Advisory (Participants) | $17,798 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,636 | $77,677-60.6% | $109,173-71.9% | $79,391-61.4% |
| Participation rate | 82.2% | 67.8%+14.4pp | 75.9%+6.3pp | 70.7%+11.5pp |
| Annual return | 12.43% | 23.44%-11.0pp | 25.75%-13.3pp | 116.88%-104.5pp |
| Employer contribution / active EE | $2,998 | $2,798+7.2% | $3,723-19.5% | $2,428+23.5% |
| Participant deferral / active EE | $5,032 | $3,517+43.1% | $4,654+8.1% | $4,046+24.4% |
| Admin fee / account holder | $256 | $732-65.1% | $6,755-96.2% | $627-59.1% |