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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,580 | $68,398-75.8% | $94,664-82.5% | $75,173-77.9% |
| Participation rate | 82.4% | 76.1%+6.3pp | 80.8%+1.5pp | 67.2%+15.1pp |
| Annual return | 31.34% | 616.72%-585.4pp | 156.84%-125.5pp | 160.72%-129.4pp |
| Employer contribution / active EE | $743 | $2,701-72.5% | $3,673-79.8% | $2,671-72.2% |
| Participant deferral / active EE | $3,054 | $6,537-53.3% | $7,417-58.8% | $4,126-26.0% |
| Admin fee / account holder | $1,261 | $5,324-76.3% | $7,222-82.5% | $5,651-77.7% |