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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,479 | $59,116-78.9% | $86,438-85.6% | $68,486-81.8% |
| Participation rate | 92.9% | 75.2%+17.6pp | 80.3%+12.5pp | 67.9%+25.0pp |
| Annual return | -16.52% | -0.23%-16.3pp | 4397.19%-4413.7pp | -7.85%-8.7pp |
| Employer contribution / active EE | $743 | $2,519-70.5% | $3,769-80.3% | $2,597-71.4% |
| Participant deferral / active EE | $3,712 | $5,902-37.1% | $6,952-46.6% | $4,028-7.8% |
| Admin fee / account holder | $1,241 | $5,639-78.0% | $6,733-81.6% | $5,404-77.0% |