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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,093 | $100,970-74.2% | $96,576-73.0% | $137,256-81.0% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 12.41% | 38.16%-25.8pp | 38.47%-26.1pp | 220.34%-207.9pp |
| Employer contribution / active EE | $3,895 | $3,809+2.3% | $3,553+9.6% | $4,156-6.3% |
| Participant deferral / active EE | $16,818 | $8,286+103.0% | $7,956+111.4% | $6,407+162.5% |
| Admin fee / account holder | $781 | $11,312-93.1% | $11,381-93.1% | $12,270-93.6% |