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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,105 | $77,472-70.2% | $100,415-77.0% | $80,959-71.5% |
| Participation rate | 86.5% | 76.9%+9.5pp | 81.5%+5.0pp | 67.7%+18.8pp |
| Annual return | 11.85% | 37.26%-25.4pp | 49.47%-37.6pp | 35.67%-23.8pp |
| Employer contribution / active EE | $797 | $2,800-71.5% | $3,943-79.8% | $2,757-71.1% |
| Participant deferral / active EE | $3,120 | $6,818-54.2% | $8,091-61.4% | $4,300-27.4% |
| Admin fee / account holder | $828 | $5,885-85.9% | $7,906-89.5% | $6,925-88.0% |