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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,083 | $176,838-92.0% | $146,685-90.4% | $167,518-91.6% |
| Participation rate | 71.4% | 83.6%-12.2pp | 80.1%-8.6pp | 82.1%-10.7pp |
| Annual return | 12.86% | 24.04%-11.2pp | 22.75%-9.9pp | 478.71%-465.9pp |
| Employer contribution / active EE | $1,948 | $5,161-62.3% | $4,137-52.9% | $4,838-59.7% |
| Participant deferral / active EE | $2,092 | $6,441-67.5% | $5,507-62.0% | $6,342-67.0% |
| Admin fee / account holder | $1,189 | $13,262-91.0% | $10,281-88.4% | $12,312-90.3% |