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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,830 | $95,867+122.0% | $79,551+167.5% | $134,493+58.2% |
| Participation rate | 25.0% | 75.0%-50.0pp | 69.5%-44.5pp | 81.2%-56.2pp |
| Annual return | 34.06% | -2.73%+36.8pp | 0.14%+33.9pp | 418.01%-384.0pp |
| Employer contribution / active EE | $638 | $3,128-79.6% | $2,413-73.6% | $4,740-86.6% |
| Participant deferral / active EE | $638 | $4,692-86.4% | $3,985-84.0% | $6,400-90.0% |
| Admin fee / account holder | $205 | $9,127-97.8% | $6,833-97.0% | $11,425-98.2% |