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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,830 | $95,917+121.9% | $79,583+167.4% | $134,545+58.2% |
| Participation rate | 25.0% | 75.0%-50.0pp | 69.5%-44.5pp | 81.2%-56.2pp |
| Annual return | 34.06% | -2.70%+36.8pp | 0.16%+33.9pp | 418.37%-384.3pp |
| Employer contribution / active EE | $638 | $3,129-79.6% | $2,414-73.6% | $4,742-86.6% |
| Participant deferral / active EE | $638 | $4,694-86.4% | $3,986-84.0% | $6,401-90.0% |
| Admin fee / account holder | $205 | $9,132-97.8% | $6,835-97.0% | $11,431-98.2% |