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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,194 | $157,296-54.1% | $141,191-48.9% | $152,897-52.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 31.06% | 64.34%-33.3pp | 71.41%-40.3pp | 345.43%-314.4pp |
| Employer contribution / active EE | $23,122 | $5,262+339.4% | $4,736+388.2% | $4,764+385.4% |
| Participant deferral / active EE | $9,864 | $7,111+38.7% | $6,710+47.0% | $5,851+68.6% |
| Admin fee / account holder | $1,857 | $12,125-84.7% | $10,264-81.9% | $11,599-84.0% |