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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,702 | $93,098-33.7% | $77,081-20.0% | $134,509-54.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -21.65% | 62.63%-84.3pp | 42.33%-64.0pp | 418.13%-439.8pp |
| Employer contribution / active EE | $3,319 | $3,419-2.9% | $2,813+18.0% | $4,741-30.0% |
| Participant deferral / active EE | $15,149 | $5,239+189.1% | $4,428+242.1% | $6,400+136.7% |
| Admin fee / account holder | $2,308 | $6,945-66.8% | $5,427-57.5% | $11,427-79.8% |