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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,257 | $92,219-78.0% | $76,766-73.6% | $135,382-85.0% |
| Participation rate | 89.5% | 79.8%+9.7pp | 77.0%+12.5pp | 82.6%+6.8pp |
| Annual return | -11.78% | 5.46%-17.2pp | 2.43%-14.2pp | 519.77%-531.6pp |
| Employer contribution / active EE | $3,941 | $3,216+22.6% | $2,485+58.6% | $4,779-17.5% |
| Participant deferral / active EE | $8,246 | $4,508+82.9% | $3,851+114.1% | $5,609+47.0% |
| Admin fee / account holder | $3,097 | $10,749-71.2% | $6,675-53.6% | $10,829-71.4% |