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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,456 | $157,296-87.0% | $141,191-85.5% | $152,897-86.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 28.94% | 64.34%-35.4pp | 71.41%-42.5pp | 345.43%-316.5pp |
| Employer contribution / active EE | $3,915 | $5,262-25.6% | $4,736-17.3% | $4,764-17.8% |
| Participant deferral / active EE | $4,039 | $7,111-43.2% | $6,710-39.8% | $5,851-31.0% |
| Admin fee / account holder | $461 | $12,125-96.2% | $10,264-95.5% | $11,599-96.0% |