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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,892 | $134,001-64.3% | $112,258-57.3% | $134,509-64.4% |
| Participation rate | 61.9% | 78.6%-16.7pp | 75.1%-13.2pp | 81.2%-19.3pp |
| Annual return | -20.26% | 47.15%-67.4pp | 27.47%-47.7pp | 418.13%-438.4pp |
| Employer contribution / active EE | $2,272 | $4,039-43.7% | $3,636-37.5% | $4,741-52.1% |
| Participant deferral / active EE | $4,745 | $5,291-10.3% | $4,728+0.4% | $6,400-25.9% |
| Admin fee / account holder | $1,199 | $7,491-84.0% | $6,411-81.3% | $11,427-89.5% |