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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,512 | $76,608-79.8% | $56,077-72.3% | $145,877-89.4% |
| Participation rate | 22.7% | 63.2%-40.5pp | 52.5%-29.8pp | 80.3%-57.6pp |
| Annual return | 9.78% | 3009.59%-2999.8pp | 1709.28%-1699.5pp | 551.28%-541.5pp |
| Employer contribution / active EE | $565 | $1,382-59.1% | $1,040-45.7% | $4,663-87.9% |
| Participant deferral / active EE | $421 | $2,624-84.0% | $1,954-78.5% | $6,691-93.7% |
| Admin fee / account holder | $3,264 | $3,325-1.8% | $2,825+15.6% | $13,402-75.6% |