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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,750 | $78,690-3.7% | $161,489-53.1% | $87,485-13.4% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 41.32% | 32.74%+8.6pp | 89.72%-48.4pp | 26.06%+15.3pp |
| Employer contribution / active EE | $4,267 | $2,588+64.8% | $4,2680% | $2,596+64.3% |
| Participant deferral / active EE | $9,635 | $3,311+191.0% | $5,630+71.1% | $4,274+125.5% |
| Admin fee / account holder | $1,042 | $6,724-84.5% | $16,006-93.5% | $7,775-86.6% |