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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,697 | $77,908-46.5% | $149,696-72.1% | $75,173-44.5% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 19.96% | 31.73%-11.8pp | 134.46%-114.5pp | 160.72%-140.8pp |
| Employer contribution / active EE | $3,628 | $3,138+15.6% | $4,821-24.7% | $2,671+35.8% |
| Participant deferral / active EE | $7,587 | $3,411+122.4% | $5,682+33.5% | $4,126+83.9% |
| Admin fee / account holder | $467 | $5,950-92.1% | $13,212-96.5% | $5,651-91.7% |