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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,750 | $86,050-12.0% | $189,758-60.1% | $94,015-19.4% |
| Participation rate | 100.0% | 68.9%+31.1pp | 79.8%+20.2pp | 70.8%+29.2pp |
| Annual return | 41.32% | 17.77%+23.5pp | 52.62%-11.3pp | 17.84%+23.5pp |
| Employer contribution / active EE | $4,267 | $2,819+51.3% | $4,767-10.5% | $2,790+52.9% |
| Participant deferral / active EE | $9,635 | $3,349+187.7% | $5,856+64.5% | $4,249+126.7% |
| Admin fee / account holder | $1,042 | $6,627-84.3% | $20,388-94.9% | $8,951-88.4% |