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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,849 | $103,387-57.6% | $87,102-49.7% | $152,885-71.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 22.53% | 28.10%-5.6pp | 28.19%-5.7pp | 345.39%-322.9pp |
| Employer contribution / active EE | $3,049 | $3,221-5.3% | $2,521+20.9% | $4,763-36.0% |
| Participant deferral / active EE | $7,017 | $4,778+46.9% | $4,048+73.3% | $5,851+19.9% |
| Admin fee / account holder | $2,739 | $12,193-77.5% | $7,491-63.4% | $11,598-76.4% |