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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,526 | $34,316-72.2% | $74,719-87.3% | $72,983-86.9% |
| Participation rate | 11.8% | 42.4%-30.6pp | 54.5%-42.7pp | 69.5%-57.7pp |
| Annual return | 0.00% | 26.58%-26.6pp | 753.05%-753.1pp | 81.01%-81.0pp |
| Employer contribution / active EE | $179 | $692-74.2% | $1,084-83.5% | $2,440-92.7% |
| Participant deferral / active EE | $880 | $1,272-30.8% | $1,963-55.2% | $3,608-75.6% |
| Admin fee / account holder | $353 | $2,125-83.4% | $3,334-89.4% | $5,124-93.1% |