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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,524 | $228,352-92.8% | $185,827-91.1% | $158,950-89.6% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 24.92% | 40.81%-15.9pp | 35.96%-11.0pp | 302.91%-278.0pp |
| Employer contribution / active EE | $4,592 | $4,967-7.5% | $4,087+12.3% | $4,762-3.6% |
| Participant deferral / active EE | $5,187 | $6,416-19.2% | $5,633-7.9% | $5,983-13.3% |
| Admin fee / account holder | $467 | $11,867-96.1% | $9,502-95.1% | $11,248-95.8% |