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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,964 | $110,528-97.3% | $80,727-96.3% | $167,497-98.2% |
| Participation rate | 100.0% | 64.0%+36.0pp | 54.2%+45.8pp | 82.1%+17.9pp |
| Annual return | 34.34% | 120.55%-86.2pp | 87.28%-52.9pp | 478.62%-444.3pp |
| Employer contribution / active EE | $1,797 | $1,543+16.5% | $1,160+54.9% | $4,838-62.9% |
| Participant deferral / active EE | $1,091 | $2,871-62.0% | $2,146-49.2% | $6,341-82.8% |
| Admin fee / account holder | $587 | $4,546-87.1% | $3,380-82.6% | $12,310-95.2% |