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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,931 | $167,352-73.7% | $143,788-69.4% | $134,509-67.3% |
| Participation rate | 61.9% | 84.8%-22.9pp | 80.3%-18.4pp | 81.2%-19.3pp |
| Annual return | -17.50% | 0.47%-18.0pp | -0.03%-17.5pp | 418.13%-435.6pp |
| Employer contribution / active EE | $0 | $5,620-100.0% | $4,952-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $3,195 | $6,447-50.4% | $5,638-43.3% | $6,400-50.1% |
| Admin fee / account holder | $2,110 | $18,091-88.3% | $14,675-85.6% | $11,427-81.5% |