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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,541 | $77,569-28.4% | $115,599-52.0% | $64,097-13.3% |
| Participation rate | 83.3% | 60.7%+22.6pp | 74.3%+9.0pp | 55.2%+28.1pp |
| Annual return | 83.51% | 18.52%+65.0pp | 111.10%-27.6pp | 34.64%+48.9pp |
| Employer contribution / active EE | $2,398 | $1,915+25.2% | $2,955-18.9% | $1,891+26.8% |
| Participant deferral / active EE | $13,343 | $3,327+301.0% | $4,889+172.9% | $3,080+333.2% |
| Admin fee / account holder | $1,195 | $4,470-73.3% | $12,841-90.7% | $3,454-65.4% |